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Anywhere Branch Banking

1. Cash Payment of a bearer / third party cheques be allowed at the branches in other city after confirming authenticity from the parent branch by recovering a charge of Rs. 2.50 per thousand + Service Tax with a minimum of Rs. 100/- + Service Tax be levied .
2. ABB charges presently Rs. 2/- per thousand + Service Tax be applied on 27th of every month for the transactions undertaken between 27th day of previous month to 26th of the current month. In case 27th is a holiday these charges will be applied on the next day.

SAVINGS BANK ACCOUNT ( NORMAL) :

1. Minimum monthly average balance – Rs. 1,000/-
2. Penalty for non- maintenance of minimum monthly balance-

   • SB a/c of Students of those institutions who are maintaining their accounts with us and / or in whose campus our Branches are located – Rs. 11/- + Service Tax, per month.
   • All Others – Rs. 21/- + Service Tax, per month.
3. No ABB Charges in case of ABB transactions in Saving Bank account are to be recovered. No cash deposit charges on Intersole cash deposit upto Rs.1.00 lac and Rs. 20,000/- at other branch of same city.
4. Intersole Cash Deposit charges Rs. 2.50 per thousand + Service Tax with a minimum of Rs. 25/- + Service Tax per transaction. Intersole cash deposit charges be recovered by Cash Receiving Branch.
5. 60 cheque leaves are free in a calendar year. However, at a time not more than 20 cheque leaves can be issued. If cheque leaves more than 20 are issued at a time for Finance purposes, a charge of Rs. 10/- per cheque leave + Service Tax be recovered over and above 20 leaves.
6. Cheque Books Charges ( if require more than 60 cheque leaves in a calendar year and not for finance purposes) @ Rs. 2/- per leave + Service Tax.

1. Minimum monthly average balance – Rs. 5,000/-
2. Penalty for non-maintenance of minimum average balance – Rs. 105/- + Service Tax per month.
3. FREE ABB TRANSACTION as under
• MAB balance below Rs. 10,000 - NO Free transactions.
• MAB Rs. 10,000 & above and less than Rs. 200 .00 lacs - 5 times of MAB in a month.
• MAB above Rs. 200.00 lacs & above - 6 times of MAB in a month.
4. ABB charges – Rs. 2.00 per thousand + Service Tax ( Minimum Rs. 25/- and Maximum Rs. 2,500/- + Service Tax per transaction) .
5. No Cash Deposit charges on cash Deposit upto Rs. 50,000/- at branches of same city.
6. Intersole Cash Deposit Charges Rs. 2.50 per thousand + Service Tax with a minimum Rs. 25/-+ Service Tax per transaction and will be recovered by Cash receiving branch.
7. Free 50 cheque leaves in all CD accounts at the time of opening of account.
8. Cheque Book Charges – Rs. 2/- per leave + Service Tax.
9. If party maintains minimum quarterly average balance of Rs. 10.00 lacs and above – No Cheque Book Charges.

CASH CREDIT / OVERDRAFT ACCOUNT

1. Inter-sole turnover charges ( ABB Charges) – Rs. 2.00 per thousand + Service Tax (Minimum Rs. 25/- + Service Tax & Maximum Rs. 2,500/- + Service Tax per transaction).
2. In case of Overdraft account against Term Deposit, Free ABB transactions upto 5 times of average credit balance ( to be calculated on the basis of total days in a month) be allowed . In case of other Overdraft accounts, no free ABB turnover will be allowed even if the account remains in credit for some time.
3. Cheque Book Charges – Rs. 2/- per leave + Service Tax.
4. Intersole Cash Deposit Charges Rs. 2.50 per thousand + Service Tax with a minimum Rs. 25/- + Service Tax per transaction . Intersole case deposit charges will be recovered by Cash receiving branch.